Wealth Management

Wealth Management

The focus of Wealth management is about taking care of all your financial objectives together with those of your family; however the reality is that very few of us actually manage our own finances as best we might. This is not the most surprising thing to be discovered about ourselves– the financial world can be complex and moves at speeds we simply don't have time to constantly monitor, nor can we ignore the myriad of choices available. Achieving a successful outcome means spending huge amounts of time researching those choices and options. And yet most of us have neither the time nor, it has to be said, the inclination to make the most of what is on offer.

The most simple way out of the above situation is to seek help, help in the form of financial advice, fortunately many of us do exactly that. The problem with this is that lots of financial advice is too short to understand and addresses the immediate needs of the client but fails to see the bigger picture. A typical example of this is, if you ask for advice from your Financial Advisor on investing for tax efficiency in an (ISA) you will probably get what you think you need.

What you don’t get, however, is a view on whether you would be better off putting the money into your pension plan or reducing your mortgage borrowing. Your financial situation is unique, so the core of wealth management should be a personal service and a long-term relationship with a chosen adviser, combining regular and comprehensive reviews of your personal finances.

Wealth management should provide a co-ordinated or holistic plan for all aspects of your affairs. Rather than sell you a financial product and never see you again, a wealth manager should be on hand throughout your life. For a successful relationship, you have to trust your wealth manager implicitly and there has to be empathy with your aspirations. Only in this way can you create a successful strategy for your financial affairs and this is exactly what we at Alpes Trading Limited aspire to provide for you.

The dedicated service offered by our team at Alpes Trading Limited is planning around how you can best use your resources to maximise your income and savings. We have technical and detailed cash flow models available to identify your income needs both now and, in the future, looking at your proposed spending priorities. This then allows us to plan and build a strategy to invest your assets in the most tax effective way and where appropriate, the planning around legacy assets, protecting your family and future generations.

As part of this service we assess your attitude to risk, the prevailing tax opportunities and your requirements for income and growth. Following a review of your current financial position, aspirations and objectives, we then make our recommendations.

Our service proposition includes the following:

  • Annual review meeting and interim updates from adviser or support
  • Unlimited telephone and email access to adviser
  • Valuation reports when required
  • Strategic updates to accountants and other professional advisers, supplying year-end taxation information, recommending suitable professionals as needs arise
  • Inheritance tax and estate planning
  • Taxation planning in conjunction with accountants and other taxation advisers
  • Discounted access to the market
  • Discounts that increase with the value of investments
  • A financial plan based upon your specific goals which are reviewed and updated regularly
  • Independent psychometric testing to ascertain client attitude to investment risk
  • Portfolio construction
  • Qualitative analysis of investment options across the whole of market
  • Cash flow modelling

If the above management planning sounds like something you have been thinking about doing then get in touch with our team today to put the right strategy in place for you.

Become a client

To find out more about Alpes Trading Limited or to discuss your requirements, please don’t hesitate to get in touch.